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The good news is that federal loans carry a six-month grace period so there is time to develop a plan for dealing with them.
One of the best places to start looking is the federal Direct Consolidation Loan program.
If you did borrow money for college, chances are you received a new loan each semester.
Each one of these student loans has its own due dates, interest rates and payment amounts.
Keeping track of that many payments is complicated and part of the reason that 8 million Americans have defaulted on over 0 billion in student loans That is why student loan consolidation appears as such an attractive solution, but there are things you should know as you consider this approach.